13 Comments
User's avatar
Aligned Besties's avatar

I like this hands on approach and yes using a spreadsheet is a great idea.

Ram's avatar

Thank you for sharing. I like the money date concept; however, I do follow the 50/30/20 method, which I manage in the Google sheet that I shared with my close one.

Aligned Besties's avatar

Love this and thank you for sharing your thoughts.

Ana McKessy's avatar

This is a great idea! One I will implement as soon as I get out of debt:(

CRAM Christian Resources's avatar

I like this. I also have been using the 50/30/20 approach for a few years now and I really value it. It definitely helps me track where exactly my money is going way better than any other method I know.

Aligned Besties's avatar

Its a good system, its working for me at the moment but I do adjust it if I need to

Monica Goh's avatar

Time for me to go on a money date methinks.

Eric Woods's avatar

This is a great idea. You're basically pairing the money chores up with the aesthetics and activities of joy to reframe the money conversation in your head.

I'm a personal finance nerd (love listening to podcasts like Afford Anything), but still can find myself avoiding opening the banking app. I may try this approach soon :)

Aligned Besties's avatar

This is it, give it a go and see how you get on and if you enjoy the process!

Jamal from Writing To Inspire's avatar

An interesting perspective that can change many minds!

Mike Wills's avatar

A good approach to managing money. I also find the statistics the apps provide annoying. I don't use money-saving pots because they typically have either low or no interest. Instead, I use a spreadsheet to organise savings.